{"id":3655,"date":"2026-10-31T09:00:00","date_gmt":"2026-10-31T09:00:00","guid":{"rendered":"https:\/\/etavisauk.org\/en\/?p=3655"},"modified":"2026-10-29T12:59:32","modified_gmt":"2026-10-29T12:59:32","slug":"uk-eta-travel-insurance-required-2026-guide","status":"publish","type":"post","link":"https:\/\/etavisauk.org\/is\/uk-eta-travel-insurance-required-2026-guide\/","title":{"rendered":"\u00dearftu fer\u00f0atryggingu fyrir UK ETA? 2026 Lei\u00f0beiningar"},"content":{"rendered":"

\u00de\u00fa \u00fearft ekki fer\u00f0atryggingu fyrir UK ETA. \u00a320 heimildi\u00f0 gefur \u00fe\u00e9r leyfi til a\u00f0 fer\u00f0ast. \u00dea\u00f0 er ekki trygginga\u00e1\u00e6tlun og skrifstofa Innanr\u00edkisr\u00e1\u00f0uneytisins bi\u00f0ur ekki um vernd \u00feegar \u00fe\u00fa s\u00e6kir um. Fer\u00f0atrygging er enn \u00feess vir\u00f0i a\u00f0 kaupa, \u00fe\u00f3: gestir geta veri\u00f0 rukka\u00f0ir fyrir NHS sj\u00fakrah\u00fasum\u00f6nnun og \u00e1n stefnu er afp\u00f6nnu\u00f0 fer\u00f0 peningur tapa\u00f0ir.<\/strong><\/p>\n

TL;DR:<\/strong> ETA hefur engar tryggingakr\u00f6fur, \u00f3l\u00edkt sumum visa. \u00dea\u00f0 kostar \u00a320, endist tv\u00f6 \u00e1r og n\u00e6r a\u00f0eins inng\u00f6ngu. En NHS me\u00f0fer\u00f0 er ekki \u00f3keypis fyrir flesta gesti og flug e\u00f0a h\u00f3tel endurgrei\u00f0a sig sjaldan. G\u00f3\u00f0 vernd fyrir heilsu, afturk\u00f6llun og farangur breytir litlu \u00fatgjaldi \u00ed raunverulega vernd \u00e1 fer\u00f0inni \u00feinni.<\/p>\n\n\n\n\n\n\n\n\n\n\n
Flj\u00f3tir sta\u00f0ir (2026)<\/th>\nSm\u00e1atri\u00f0i<\/th>\n<\/tr>\n<\/thead>\n
Krefur ETA tryggingu?<\/td>\nNei \u2014 \u00fea\u00f0 er ekki skilyr\u00f0i<\/td>\n<\/tr>\n
Gjald fyrir UK ETA<\/td>\n\u00a320, gildir \u00ed 2 \u00e1r<\/td>\n<\/tr>\n
\u00dea\u00f0 sem UK ETA n\u00e6r til<\/td>\nLeyfi til fer\u00f0alaga a\u00f0eins<\/td>\n<\/tr>\n
NHS fyrir gestir<\/td>\nSj\u00fakrah\u00fas\u00fej\u00f3nusta er oft endurgj\u00f6ld<\/td>\n<\/tr>\n
M\u00e6lt me\u00f0 tryggingu<\/td>\nHeilbrig\u00f0i, afturk\u00f6llun, farangur<\/td>\n<\/tr>\n
Hver \u00e6tti a\u00f0 tryggja sig<\/td>\nAllir fer\u00f0amenn, s\u00e9rstaklega eldri einstaklingar<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u00deessi handb\u00f3k \u00fatsk\u00fdrir hva\u00f0 UK ETA tekur til og tekur ekki til, hvers vegna trygging skiptir enn m\u00e1li, hva\u00f0 g\u00f3\u00f0 stefna felur \u00ed s\u00e9r og hvernig Bretland ber saman vi\u00f0 kerfi sem krefjast tryggingar. Byrja\u00f0u me\u00f0 grunnfj\u00e1rhaginn \u00ed okkar Handb\u00f3k um gj\u00f6ld fyrir UK ETA<\/a> og kr\u00f6fulei\u00f0beining<\/a>.<\/p>\n

\"Fer\u00f0ama\u00f0ur
UK ETA krefst ekki tryggingar, en vernd er skynsamleg. Mynd: Pexels<\/figcaption><\/figure>\n

Er fer\u00f0atrygging UK ETA skylda?<\/h2>\n

Nei. Trygging er ekki skilyr\u00f0i fyrir UK ETA og \u00fe\u00fa ver\u00f0ur aldrei be\u00f0inn\/be\u00f0in um a\u00f0 sanna tryggingu me\u00f0an \u00e1 \u00a320 ums\u00f3kn e\u00f0a vi\u00f0 landam\u00e6ri. Leyfisvottor\u00f0i\u00f0 athugar hvort \u00fe\u00fa uppfyllir skilyr\u00f0i til a\u00f0 fara inn, ekkert meira. \u00de\u00fa getur l\u00f6glega fer\u00f0a\u00f0 til Bretlands me\u00f0 UK ETA \u00e1n neinnrar stefnu, \u00fe\u00f3 a\u00f0 gera \u00fea\u00f0 skilur \u00feig \u00f3trygg\u00f0an gagnvart kostna\u00f0i sem \u00fe\u00fa getur ekki sp\u00e1 fyrir um.<\/strong><\/p>\n

\u00deetta kemur m\u00f6rgum \u00e1 \u00f3vart sem gera r\u00e1\u00f0 fyrir a\u00f0 s\u00e9rhvert fer\u00f0aleyfi fylgi tryggingu me\u00f0 s\u00e9r. \u00dea\u00f0 gerir \u00fea\u00f0 ekki. UK ETA var\u00f0 skylda fyrir margar \u00fej\u00f3\u00f0ir fr\u00e1 2. apr\u00edl 2025, eing\u00f6ngu sem a\u00f0gangsathugun (gov.uk ETA<\/a>). Heilbrig\u00f0is- og afp\u00f6ntunarv\u00f6rn eru algj\u00f6rlega a\u00f0skildar og \u00fea\u00f0 er \u00feitt val. Sta\u00f0festtu n\u00e1kv\u00e6mlega hva\u00f0 ums\u00f3knin bi\u00f0ur um \u00ed okkar g\u00e1tlista yfir skj\u00f6l<\/a>.<\/p>\n

Hva\u00f0 UK ETA gerir og gerir ekki<\/h2>\n

UK ETA gerir eitt verkefni: \u00fea\u00f0 heimilar \u00fe\u00e9r a\u00f0 fer\u00f0ast til Bretlands \u00ed allt a\u00f0 sex m\u00e1nu\u00f0i \u00e1 hverja heims\u00f3kn. \u00dea\u00f0 grei\u00f0ir ekki sj\u00fakrah\u00fasreikning, endurgrei\u00f0ir ekki afl\u00fdsta flug e\u00f0a kemur ekki \u00ed sta\u00f0 t\u00fdnds farangurs. A\u00f0 me\u00f0h\u00f6ndla \u00a320 gjaldi\u00f0 sem einhvers konar \u00f6ryggisnet er d\u00fdr mist\u00f6k, vegna \u00feess a\u00f0 leyfisvottor\u00f0i\u00f0 og stefna vernda allt sem er allt \u00f6\u00f0ruv\u00edsi.<\/strong><\/p>\n

\"Sj\u00fakrah\u00fasskilt
Heilbrig\u00f0is\u00fej\u00f3nusta NHS sj\u00fakrah\u00fasa er gjaldskyldu\u00f0 fyrir flesta gestina. Mynd: Pexels<\/figcaption><\/figure>\n

T\u00f6kum einn tiltekinn d\u00e6mi. Heimas\u00f3knandi rennur \u00e1 \u00eds \u00ed Edinburgh \u00ed jan\u00faar 2026 og \u00fearf geislasko\u00f0un og n\u00f3tt \u00e1 sj\u00fakrah\u00fasi. UK ETA leyfir \u00feeim inn \u00ed landi\u00f0; \u00fea\u00f0 grei\u00f0ir ekkert fyrir \u00feessa um\u00f6nnun. \u00c1n tryggingar lendir reikningurinn \u00e1 \u00feeim (gov.uk NHS lei\u00f0beiningar um heilbrig\u00f0is\u00fej\u00f3nustu fyrir innflytjendur<\/a>). Ber\u00f0u leyfi\u00f0 saman vi\u00f0 vegabr\u00e9f \u00e1 okkar UK ETA e\u00f0a v\u00edsavei\u00f0ihandb\u00f3k<\/a>.<\/p>\n

Ekki viss um a\u00f0 UK ETA s\u00e9 \u00ed lagi \u00e1\u00f0ur en \u00fe\u00fa hugsar\u00f0u um tryggingu? Vi\u00f0 erum \u00f3h\u00e1\u00f0 a\u00f0sto\u00f0ar\u00fej\u00f3nusta og getum athuga\u00f0 ums\u00f3knina \u00fe\u00edna, e\u00f0a \u00fe\u00fa getur s\u00f3tt beint \u00e1 gov.uk fyrir \u00a320.<\/p>\n

Hvers vegna skiptir UK ETA fer\u00f0atrygging m\u00e1li fyrir NHS<\/h2>\n

Flestir erlendir gestir eiga ekki r\u00e9tt \u00e1 \u00f3keypis sj\u00fakrah\u00fasme\u00f0fer\u00f0 NHS, \u00feess vegna skiptir trygging m\u00e1li jafnvel fyrir stutta fer\u00f0. Ney\u00f0ar- og br\u00fdn um\u00f6nnun getur veri\u00f0 undan\u00feegin gj\u00f6ldum, en fyrirhugsu\u00f0 me\u00f0fer\u00f0, dv\u00f6l innlag\u00f0ra sj\u00faklinga og eftirfylgni geta veri\u00f0 rukku\u00f0 \u00e1 150% af venjulegum NHS taxta. Ein st\u00f6k m\u00f3ttaka getur kosta\u00f0 \u00fe\u00fasundir punda.<\/strong><\/p>\n

\"K\u00f3ffer,
Tryggingapakki fyrir heilsu, afturk\u00f6llun og farangur. Mynd: Pexels<\/figcaption><\/figure>\n

Reglurnar eru settar fram \u00ed opinberri lei\u00f0beiningum um heilsug\u00e6slu flytjenda, uppf\u00e6r\u00f0um \u00e1 \u00e1runum 2025 og 2026 (Heilbrig\u00f0isuppl\u00fdsingar NHS<\/a>). Brot \u00e1 handlegg, endurkoma \u00feekktrar sj\u00fakd\u00f3ms e\u00f0a n\u00f3tt undir eftirliti teljast gjaldf\u00e6rleg fyrir marga fer\u00f0amenn. Trygging flytur \u00fe\u00e1 \u00e1h\u00e6ttu fr\u00e1 \u00fe\u00e9r. Eldri fer\u00f0amenn finna \u00feetta mest, \u00fear sem l\u00e6kniskostna\u00f0ur og i\u00f0gj\u00f6ld h\u00e6kka b\u00e6\u00f0i me\u00f0 aldri, og venjuleg sko\u00f0un erlendis kostar sjaldan ekkert.<\/p>\n

\n

Pro-r\u00e1\u00f0:<\/strong> Kauptu stefnuna \u00feinn daginn sem \u00fe\u00fa pantar, ekki daginn sem \u00fe\u00fa flygur. Afturk\u00f6llunarvernd verndar \u00feig a\u00f0eins fyrir atbur\u00f0um eftir kaup, \u00feannig a\u00f0 bi\u00f0 \u00fear til brottfar skilur eftir gat. Ef fj\u00f6lskylduney\u00f0sla ney\u00f0ir \u00feig til a\u00f0 h\u00e6tta vi\u00f0 \u00a32.000 fer\u00f0 fyrirfram, snemmb\u00e6r vernd er \u00fea\u00f0 sem skilar \u00feeim peningum til baka.<\/p>\n<\/blockquote>\n

Hva\u00f0 \u00e6tti g\u00f3\u00f0 vernd fyrir UK fer\u00f0 a\u00f0 fela \u00ed s\u00e9r<\/h2>\n

G\u00f3\u00f0 tryggingastefna fyrir Bretland fer langt \u00fat fyrir grunnl\u00e6knis\u00ad\u00fej\u00f3nustu. Leita\u00f0u a\u00f0 ney\u00f0ar\u00adme\u00f0fer\u00f0 og heimflutnin\u00adgi, afb\u00f3kunar\u00adtryggingu fer\u00f0a og stytting fer\u00f0a\u00e1\u00e6tlunar, farangurs- og peninga\u00adtryggingu, og tryggingu fyrir einhverjum fyrir\u00adliggjandi heilsu\u00adfarsskilyr\u00f0um sem \u00fe\u00fa l\u00fdsir. \u00d3dyrasta stefnan er sjaldan best; athuga\u00f0u m\u00f6rk og sj\u00e1lf\u00ad\u00e1byrg\u00f0 \u00e1\u00f0ur en \u00fe\u00fa d\u00e6mir hana eing\u00f6ngu eftir ver\u00f0i.<\/strong><\/p>\n