{"id":2714,"date":"2026-06-07T09:00:00","date_gmt":"2026-06-07T09:00:00","guid":{"rendered":"https:\/\/etavisauk.org\/en\/?p=2714"},"modified":"2026-10-26T00:07:43","modified_gmt":"2026-10-26T00:07:43","slug":"travel-insurance-over-70-2026-guide","status":"publish","type":"post","link":"https:\/\/etavisauk.org\/is\/travel-insurance-over-70-2026-guide\/","title":{"rendered":"Fer\u00f0atrygging fyrir 70 \u00e1ra og eldri 2026 \u2014 Kostna\u00f0ur, Kr\u00f6fur & Algengar Spurningar"},"content":{"rendered":"

\"rejseforsikring<\/p>\n

TL;DR:<\/strong> Fer\u00f0atrygging er ekki nau\u00f0synleg fyrir UK ETA e\u00f0a til a\u00f0 komast inn \u00ed Bretland \u00ed hva\u00f0a aldri sem er, en \u00fea\u00f0 er eindregi\u00f0 m\u00e6lt me\u00f0 \u00fev\u00ed yfir 70 \u00e1ra aldri: fer\u00f0amenn eru rukka\u00f0ir 150% af NHS-taxta fyrir sj\u00fakrah\u00fasme\u00f0fer\u00f0. \u00deessi lei\u00f0arv\u00edsir \u00fatsk\u00fdrir opinbera ferli Home Office, \u00a320 ETA gjaldi\u00f0 auk hugsanlegra kostna\u00f0ar vegna vegabr\u00e9fs e\u00f0a trygginga, raunh\u00e6fa afgrei\u00f0slugluggana, algengustu villurnar sem valda synjun og skj\u00f6lkr\u00f6fur sem eru \u00ed samr\u00e6mi vi\u00f0 gov.uk svo a\u00f0 \u00fe\u00fa getir skipulagt Bretlandsheims\u00f3knina \u00fe\u00edna me\u00f0 fullri sj\u00e1lfstraust og engum \u00f3v\u00e6ntum kostna\u00f0i.<\/p>\n

Fer\u00f0amenn sem rannsaka fer\u00f0atrygging eldri en 70 \u00e1ra<\/strong> in 2026 face a landscape that has shifted with the full rollout of the UK Electronic Travel Authorisation (ETA), the ongoing transition to the UK eVisa system, and the Home Office’s enforcement of the new \u00a320 ETA fee that took effect on 9 April 2025. This comprehensive guide walks through what single trip travel insurance actually means today, what gov.uk requires, what it costs, the realistic timing, and how it interacts with the wider ETA framework. We cite the Home Office, HMPO and the Post Office where prices and rules apply, and we link out to our other UK ETA resources for deeper dives such as the UK ETA um Eurostar<\/a>, hinn lei\u00f0r\u00e9tta UK ETA mist\u00f6k<\/a>, og okkar v\u00ed\u00f0ari for\u00f0astu UK ETA-svikavefina<\/a>.<\/p>\n\n\n\n\n\n\n\n\n\n\n
Flj\u00f3tar sta\u00f0reyndir<\/th>\n2026 gildi<\/th>\n<\/tr>\n<\/thead>\n
UK ETA gjald<\/td>\n\u00a320 per person (gildir fr\u00e1 og me\u00f0 8. apr\u00edl 2026)<\/td>\n<\/tr>\n
Gildleiki<\/td>\n2 \u00e1r e\u00f0a \u00fear til tengd vegab\u00f3k rennur \u00fat<\/td>\n<\/tr>\n
Vinnslut\u00edmi<\/td>\nVenjulega innan 1 virkra dags (oft m\u00edn\u00fatur); reikni\u00f0 me\u00f0 allt a\u00f0 3 virkum d\u00f6gum<\/td>\n<\/tr>\n
Dv\u00f6l leyf\u00f0<\/td>\nAllt a\u00f0 6 m\u00e1nu\u00f0ir \u00e1 hverja heims\u00f3kn, margar innf\u00e6rslur<\/td>\n<\/tr>\n
Vegabr\u00e9f fyrir fullor\u00f0inn (\u00e1 netinu)<\/td>\n\u00a3102 fr\u00e1 8. apr\u00edl 2026 (HMPO, 10 \u00e1ra gildist\u00edmi; \u00e1\u00f0ur \u00a394.50)<\/td>\n<\/tr>\n
Opinber heimild<\/td>\ngov.uk\/lei\u00f0beiningar\/ums\u00f3kn-um-rafr\u00e6na-fer\u00f0aleyfi-eta<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Hva\u00f0 er fer\u00f0atrygging eldri en 70 \u00e1ra?<\/h2>\n

Fer\u00f0atrygging yfir 70 er fer\u00f0a- og l\u00e6knistrygging fyrir eldri fer\u00f0amenn; h\u00fan er ekki nau\u00f0synleg fyrir ETA e\u00f0a inng\u00f6ngu til Bretlands, en fyrir utan A&E er NHS sj\u00fakrah\u00fasum\u00f6nnun gjaldskyld fer\u00f0am\u00f6nnum. \u00dea\u00f0 skiptir m\u00e1li vegna \u00feess a\u00f0 ETA sj\u00e1lft kemur ekki \u00ed sta\u00f0 undirliggjandi vegabr\u00e9fs e\u00f0a tryggingarskila. Fer\u00f0amenn fr\u00e1 l\u00f6ndum \u00e1n visakrafa \u00feurfa enn gild vegabr\u00e9f (\u00fea\u00f0 \u00fearf ekki a\u00f0 vera l\u00edffr\u00e6\u00f0ilegt e-vegabr\u00e9f), g\u00e6tu \u00feurft fer\u00f0atryggingu fyrir l\u00e6knisvernd (Bretland veitir flestum fer\u00f0am\u00f6nnum ekki \u00f3keypis NHS me\u00f0fer\u00f0) og ver\u00f0a a\u00f0 fara eftir birtu\u00f0um gildiheimildum HMPO fyrir vegabr\u00e9fi\u00f0 sj\u00e1lft.<\/p>\n

\"rejseforsikring<\/p>\n

Lykilmunurinn \u00e1ri\u00f0 2026 er a\u00f0 fer\u00f0atrygging fyrir 70 \u00e1ra og eldri virkar samhli\u00f0a UK ETA, ekki \u00ed sta\u00f0 \u00feess. UK ETA er \u00a320, tveggja \u00e1ra, margfalt inngangur forsam\u00feykkt sem er bundin vi\u00f0 vegab\u00f3kina \u00fe\u00edna. fer\u00f0atrygging fyrir 70 \u00e1ra og eldri tengist stu\u00f0ningsskjalinu, skilyr\u00f0inu e\u00f0a ferli sem \u00e1kvar\u00f0ar hvort UK ETA ums\u00f3kn \u00fe\u00edn e\u00f0a fer\u00f0in \u00fe\u00edn tekst. Til a\u00f0 f\u00e1 frekari uppl\u00fdsingar um tengsl UK ETA vi\u00f0 vegab\u00f3kina \u00fe\u00edna, sj\u00e1 okkar \u00c1st\u00e6\u00f0ur fyrir h\u00f6fnun UK visa<\/a> lei\u00f0beiningar og opinbera s\u00ed\u00f0u Home Office \u00e1 gov.uk. Home Office birti uppf\u00e6r\u00f0a dreifinga\u00e1\u00e6tlun s\u00edna fyrir 2025\u20132026 \u00fear sem fram kemur a\u00f0 allir \u00feeir sem ekki eru v\u00edsavaldandi r\u00edkisborgarar ver\u00f0a a\u00f0 hafa UK ETA \u00e1\u00f0ur en \u00feeir ganga um bor\u00f0 \u00ed flutning til Bretlands, og flutningsa\u00f0ilar sj\u00e1lfir eru sekir samkv\u00e6mt Carriers' Liability Act ef \u00feeir fara me\u00f0 far\u00feega \u00e1n hennar.<\/p>\n

Innan \u00feessa ramma v\u00edsar fer\u00f0atrygging eldri en 70 \u00e1ra oftast til eins af \u00feremur hlutum: stu\u00f0ningsskjal (vegabr\u00e9f, trygging, s\u00f6nnun um gistingu), ferli r\u00edkisstj\u00f3rnarinnar (ums\u00f3kn, grei\u00f0sla, \u00e1kv\u00f6r\u00f0un, endurkr\u00f6f) e\u00f0a flokkas\u00e9rst\u00f6k regla (b\u00f6rn, flutningur, vi\u00f0skiptafer\u00f0ir). Vi\u00f0 fj\u00f6llum um hvert sj\u00f3narhorn \u00ed k\u00f6flum h\u00e9r a\u00f0 ne\u00f0an, me\u00f0 vi\u00f0eigandi gj\u00f6ldum, t\u00edma\u00e1\u00e6tlunum og opinberum tilv\u00edsunum.<\/p>\n

Skref-fyrir-skref ferli<\/h2>\n
\n

Pro-r\u00e1\u00f0:<\/strong> Athuga\u00f0u alltaf n\u00fdjustu gj\u00f6ldin og vinnsluglugga \u00e1 opinbera s\u00ed\u00f0u UK Home Office \u00e1 stj\u00f3rnv\u00f6ld.uk<\/a> \u00e1\u00f0ur en \u00fe\u00fa grei\u00f0ir hva\u00f0a \u00feri\u00f0ja a\u00f0ila \u2014 gj\u00f6ld og reglur geta breyst milli fj\u00e1rlagayfirl\u00fdsinga, og \u00a320 ETA gjaldi\u00f0 er eina grei\u00f0slan sem Home Office tekur fyrir ETA sj\u00e1lft.<\/p>\n<\/blockquote>\n

    \n
  1. Sta\u00f0festu h\u00e6fi.<\/strong> Athuga\u00f0u opinbera ETA lei\u00f0beiningar \u00e1 gov.uk \u00e1\u00f0ur en \u00fe\u00fa byrjar (sj\u00e1 einnig okkar UK ETA um Eurostar<\/a> lei\u00f0arv\u00edsi). Flestir stuttskammtafer\u00f0amenn fr\u00e1 l\u00f6ndum \u00e1n visakrafa \u00feurfa UK ETA fr\u00e1 2026, en sumir vegabr\u00e9fshafar (t.d. borgarar \u00cdrlands) eru undan\u00feegnir.<\/li>\n
  2. Safna\u00f0u saman skj\u00f6lum.<\/strong> Gilt vegabr\u00e9f (\u00fea\u00f0 \u00fearf ekki a\u00f0 vera l\u00edf\u00e6\u00f0ilegt) sem n\u00e6r yfir alla opphaldst\u00edmann \u00feinn, kort fyrir \u00a320 gjaldi\u00f0, og sk\u00fdr stafr\u00e6n mynd af andliti \u00fe\u00ednu (nota\u00f0u \u201eUK ETA\" fars\u00edmaapp Home Office \u2013 \u00fea\u00f0 getur lesi\u00f0 vegabr\u00e9fskippann \u00feinn beint).<\/li>\n
  3. Sendu \u00e1 opinbera g\u00e1tt e\u00f0a forrit.<\/strong> Nota\u00f0u a\u00f0eins gov.uk \u00fej\u00f3nustuna e\u00f0a “UK ETA” fars\u00edmaforriti \u2014 aldrei launa\u00f0a umbo\u00f0smann. Grei\u00f0\u00f0u \u00a320 beint til Home Office. Forriti\u00f0 sam\u00feykkir Apple Pay, Google Pay og flestar helstu kreditkort.<\/li>\n
  4. B\u00edddu eftir \u00e1kv\u00f6r\u00f0unart\u00f6lvup\u00f3sti.<\/strong> Flestir svara berast innan nokkurra min\u00fatna; leyf\u00f0u allt a\u00f0 3 virka daga. UK ETA er tengt rafr\u00e6nt vi\u00f0 vegab\u00f3kina \u00fe\u00edna \u2014 engin l\u00edmmi\u00f0i e\u00f0a papp\u00edrsskjal \u00fearf.<\/li>\n
  5. Fer\u00f0a\u00f0u og s\u00fdndu vegabr\u00e9f \u00feitt vi\u00f0 komuna.<\/strong> Flutningsa\u00f0ilar og Border Force athuga UK ETA \u00e1 m\u00f3ti vegabr\u00e9fi \u00fe\u00ednu. Ber\u00f0u s\u00f6nnun um frekari fer\u00f0 og gistingu fyrir Border Force vi\u00f0tal ef \u00f3ska\u00f0 er.<\/li>\n
  6. Sendu inn n\u00fdja ums\u00f3kn \u00feegar gildist\u00edmi rennur \u00fat.<\/strong> Ef \u00feinn vegabr\u00e9f er endurn\u00fdja\u00f0, h\u00e6ttir UK ETA a\u00f0 virka \u2014 \u00fe\u00fa ver\u00f0ur a\u00f0 endurbyggja ums\u00f3kn me\u00f0 n\u00fdju vegabr\u00e9fan\u00famerinu. Skipulag\u00f0u \u00feetta me\u00f0 tilliti til endurn\u00fdjunarlotu vegabr\u00e9fs.<\/li>\n<\/ol>\n

    Kostna\u00f0ur og gj\u00f6ld \u00e1ri\u00f0 2026<\/h2>\n

    Gagns\u00e6i gjalda er nau\u00f0synleg. Fr\u00e1 og me\u00f0 2026:<\/p>\n